KAISER ULTIMATE HEALTH BUILDER

The 1st name in Healthcare- This is an HMO with a Health Savings Account. It has a fixed premium program, usually 7 years, which matures in 20 years. 

It comes with a 4 ways insurance coverage together with the long-term healthcare plan. Renewal is guaranteed and all unused health fund accumulates with interest. It may cover beyond age 60 with long-term growth.